Health Plan

BLUE CROSS OF IDAHO – Health Insurance, effective 09-01-2017

HEALTH INSURANCE: Blue Cross of Idaho will remain the District’s health insurance carrier. For full-time employees, the District will fund 100% of the employee premium and 80% of the premium cost for dependents. Premiums for part-time employees and their dependents are pro-rated based upon FTE. Part-time employee rates are calculated on an hourly basis.

The District offers two plans, the Basic plan ($1,250 deductible) and an Optional plan ($3,000 deductible).

Eligibility: Certificated employees who work at least Cert50, Administrators and Educational Support Personnel (ESP) who work at least 20 hours per week are eligible for insurance coverage.

Eligible employees have thirty (30) days from their hire date to elect initial enrollment in the health plan. Late enrollment will be effective as of September 1 following application. Employees will be enrolled in a PPO Plan (Preferred Provider Organization).

 Applications

 

Benefit and Rate Information – 2018-2019

2018-2019 Insurance Plan
Please note, there were no benefit changes, however, Blue Cross of Idaho health insurance increase was 3.16% and BCI Dental Blue Connects (Willamette Dental) increase was 6.61%

 

Benefit and Rate Information – 2017-2018

Health Plan Links

Health Insurance

OPTION 1

BASIC PLAN

PPO $1,250

Eff. 09/01/2017

OPTION 2

OPTIONAL PLAN

PPO $3,000

Eff. 09/01/2017

Network PPO PPO
Deductible (see below)
Individual $1,250 $3,000
Family $2,500 $6,000
Coinsurance 70% 70%
Out-of-Pocket
Individual $4,250 $4,500
Family $8,500 $9,000
Deductible applies to
Out-of-Pocket Maximum? Yes Yes
Office Visit Copay $20 $20
Preventative Care Covered 100% Covered 100%
Inpatient Hospital Deductible & Coinsurance Deductible & Coinsurance
Out Patient Hospital Deductible & Coinsurance Deductible & Coinsurance
Emergency Room $100 + Deductible & Coinsurance $100 + Deductible & Coinsurance
Prescription Drugs
Deductible $250 Brand Name Deductible $250 Brand Name Deductible
Generic $10 $10
Preferred Brand $30 after RX Deductible $30 after RX Deductible
Non-Preferred Brand $50 after RX Deductible $50 after RX Deductible
RX Out-of-Pocket Max $2,000 RX Out-of-Pocket Max $2,000 RX Out-of-Pocket Max

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